for you

Instant. Easy. Affordable. Digital banking solutions that help you everyday.

The Ecobank Mobile app puts the power of digital banking at your fingertips

Instant money transfers

Pay, send or receive money instantly across our entire network via mobile, bank transfer or our channels.

Easy Scan & Pay QR

Make payments, transfers and pay in shops cash-free using simple Scan & Pay technology.

Zero fees Xpress account

Pay the lowest fees for transactions and ZERO fees for our digital mobile Xpress account.

Accessible financial services

Our range of digital solutions and channels work together to make financial services more accessible.

Send. Shop. Pay.
With Ecobank Mobile

  • Send money to anyone with a mobile wallet or bank account

  • Send free of charge (in country) Ecobank-to-Ecobank

  • Send to another bank in country

  • Send Ecobank-to-Ecobank in 33 other countries

  • Shop cash-free in-store with Scan & Pay QR

  • Shop when the banks are closed

  • No need to carry cash

  • Or shop with mCash if you have a more traditional mobile using USSD quickcodes

  • Pay bills, utilities, school fees - free of charge

  • Top up airtime direct from your mobile

  • Buy airline tickets with selected partners

  • With instant payment notifications and receipts


Our QR partners

With Ecobank MasterPassTM – customers pay easily without cash using Scan & Pay QR codes.

  • Pay using your mobile phone
  • Easy, safe and secure
  • Customers can also choose to pay with mVISATM


mCash enables customers with more traditional mobile phones to pay easily without cash – using USSD quickcodes.

  1. Simply enter *402* + the seller + the amount
  2. Choose bank from the list sent to your phone
  3. Enter your PIN

*mCash is currently only available in Nigeria


Receive payments direct to your mobile

Ideal for money transfers from friends and family, salary and pension payments, subsidies, grants and more

Ecobank_on gives you access to wherever, whenever banking

Ecobank Mobile – Banking at your fingertips

Mobile banking via:
  • Our mobile app for smart phones
  • Or USSD for traditional mobiles
USSD Features:
  • Make instant transfers
  • Check your balance
  • Pay bills
  • Read mini-statements
  • Buy airtime

Internet Banking – Upgrade to the future

Take control of your finances online 24/7 with the latest, most secure technology.
Key features
  • Online payments
  • Real-time transactions
  • Enhanced security
  • Domestic and international payment card payments via Rapid Transfer
  • 24/7 customer support centre
It’s easy to connect
  1. Click on ‘Log-in to Internet Banking’
  2. Select your country and click ‘Log-in to your account
  3. Enter your unique User ID supplied to you by the bank
  4. Enter your unique password and confirm your Secure Image and Message

ATMs – Closer to you

Access over 2460 Ecobank ATMs across 36 countries.
Key features
  • Withdraw money wherever, whenever
  • Easy to use – 4-digit PIN number
  • No need to withdraw large amounts
  • Avoid banking hall queues
How to use our ATMs
  1. PIN – Insert your card into the machine and enter the PIN (Personal Identification Number) given to you by Ecobank
  2. BALANCE – Check your balance by selecting this option on the screen
  3. CASH – Select the ‘Withdrawal’ option and indicate how much money you want. The machine will then dispense cash.

Cashless Payments – Go Plastic, Go Cashless

Ecobank has installed more than 13,880 Point-of-sale terminals across our network to make shopping easier for everyone.
Key features
  • No need to carry cash
  • Pay directly for goods using your secure 4-digit PIN
  • Fast, easy and secure
How a cashless POS terminal works
  1. SWIPE – to pay, simply swipe your card on the machine at a shop/merchant near you
  2. PIN – enter your card PIN number, given to you by the bank without anyone seeing it
  3. RECEIPT – collect your receipt from the cashier as your proof of payment

Online Card Payments

Ecobank account holders can now pay by card online on our internet banking portal.

Key features

  • All our cards are PAC Cards (The Pan-African Card) which allows you to pay anywhere in our 33 country network
  • Visa cards are available in 25 of our countries and can be used internationally for online payments
  • MasterCard cards are available in Nigeria and Senegal and can be used internationally for online payments

Rapidtransfer Online

With or without a bank account, you can now pay for remittances via card online with quick and easy transfer across 33 countries in Africa

Key features

  • Send money online to your friends and family 24/7 – instantly and safely
  • Receive money directly into your Ecobank account
  • Pay your bills online
  • Buy airtime online