Send money to anyone with a mobile wallet or bank account
Send free of charge (in country) Ecobank-to-Ecobank
Send to another bank in country
Send Ecobank-to-Ecobank in 33 other countries
Instant. Easy. Affordable. Digital banking solutions that help you everyday.
Instant money transfers
Pay, send or receive money instantly across our entire network via mobile, bank transfer or our channels.
Easy Scan & Pay QR
Make payments, transfers and pay in shops cash-free using simple Scan & Pay technology.
Zero fees Xpress account
Pay the lowest fees for transactions and ZERO fees for our digital mobile Xpress account.
Accessible financial services
Our range of digital solutions and channels work together to make financial services more accessible.
Send. Shop. Pay.
With Ecobank Mobile
Shop cash-free in-store with Scan & Pay QR
Shop when the banks are closed
No need to carry cash
Or shop with mCash if you have a more traditional mobile using USSD quickcodes
Pay bills, utilities, school fees - free of charge
Top up airtime direct from your mobile
Buy airline tickets with selected partners
With instant payment notifications and receipts
Our QR partners
With Ecobank MasterPassTM – customers pay easily without cash using Scan & Pay QR codes.
- Pay using your mobile phone
- Easy, safe and secure
- Customers can also choose to pay with mVISATM
mCash enables customers with more traditional mobile phones to pay easily without cash – using USSD quickcodes.
- Simply enter *402* + the seller + the amount
- Choose bank from the list sent to your phone
- Enter your PIN
*mCash is currently only available in Nigeria
Open an account swiftly from your mobile with a Mobile Xpress Account
- ZERO account servicing fees
- No references, No Queues
- View account statements, balance
enquiries and mini-statements
- Block card / Cheque request
- Locate nearest ATM
A truly mobile account for the mobile generation – available exclusively via the Ecobank Mobile app.
Ecobank_on gives you access to wherever, whenever banking
Internet Banking – Upgrade to the future
Take control of your finances online 24/7 with the latest, most secure technology.
- Online payments
- Real-time transactions
- Enhanced security
- Domestic and international payment card payments via Rapid Transfer
- 24/7 customer support centre
It’s easy to connect
- Click on ‘Log-in to Internet Banking’
- Select your country and click ‘Log-in to your account
- Enter your unique User ID supplied to you by the bank
- Enter your unique password and confirm your Secure Image and Message
ATMs – Closer to you
Access over 2460 Ecobank ATMs across 36 countries.
- Withdraw money wherever, whenever
- Easy to use – 4-digit PIN number
- No need to withdraw large amounts
- Avoid banking hall queues
How to use our ATMs
- PIN – Insert your card into the machine and enter the PIN (Personal Identification Number) given to you by Ecobank
- BALANCE – Check your balance by selecting this option on the screen
- CASH – Select the ‘Withdrawal’ option and indicate how much money you want. The machine will then dispense cash.
Cashless Payments – Go Plastic, Go Cashless
Ecobank has installed more than 13,880 Point-of-sale terminals across our network to make shopping easier for everyone.
- No need to carry cash
- Pay directly for goods using your secure 4-digit PIN
- Fast, easy and secure
How a cashless POS terminal works
- SWIPE – to pay, simply swipe your card on the machine at a shop/merchant near you
- PIN – enter your card PIN number, given to you by the bank without anyone seeing it
- RECEIPT – collect your receipt from the cashier as your proof of payment
Online Card Payments
Ecobank account holders can now pay by card online on our internet banking portal.
- All our cards are PAC Cards (The Pan-African Card) which allows you to pay anywhere in our 33 country network
- Visa cards are available in 25 of our countries and can be used internationally for online payments
- MasterCard cards are available in Nigeria and Senegal and can be used internationally for online payments
With or without a bank account, you can now pay for remittances via card online with quick and easy transfer across 33 countries in Africa
- Send money online to your friends and family 24/7 – instantly and safely
- Receive money directly into your Ecobank account
- Pay your bills online
- Buy airtime online